rider: An amendment to an insurance policy that modifies the policy by expanding or restricting its benefits or excluding certain conditions from coverage.
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Author: FastInsurance24.com
Properties
Telephone:800-36-CHUBB
Reseller or Type:Type of Insurance
Type:Home
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Details: Chubb employs some nearly 7,000 people in the U.S. and nearly 2,000 people in 31 other countries. The member insurers of the Chubb Group of Insurance Companies form a multi-billion dollar organization providing property and casualty insurance for personal and commercial customers worldwide through 5,000 independent agents and brokers. Chubb’s global network includes branches and affiliates throughout North America, Europe, Latin America, Asia, and Australia.
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return-to-work provision: To encourage employees to return to work as soon as they become physically able, an additional incentive is usually provided under disability insurance for a certain period of time, and is called a return to work provision. Under this provision, the employee can receive up to 100 percent of pre-disability earnings based on a combination of disability benefits and return-to-work earnings.
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return on statutory surplus: The ratio of net operating income to average statutory surplus.
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Properties
Telephone:612-372-5432
Reseller or Type:Type of Insurance
Type:Annuities
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Details: Through a well-integrated network of 11 primary subsidiaries, ReliaStar Financial Corp. is nationally and internationally positioned to provide answers to financial questions and solutions to financial challenges.
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return on statutory capital (ROE): Net operating income as a percentage of average statutory capital outstanding for the year. Average capital is calculated based on reported capital at the end of the current and prior fiscal years. Excludes capital gains/losses
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Properties
Reseller or Type:Type of Insurance
Type:Life
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Details: Originally incorporated in 1905, Federal Kemper Life (FKLA) is part of the Zurich Kemper life insurance companies and continues to enjoy its well-deserved reputation as a premier provider of low-cost, high-quality term life insurance products and fixed, tax-deferred annuity plans.
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return on revenue (ROR): The ratio of pretax income to total revenue for the current year. Excludes capital gains/losses.
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Properties
Telephone:877-632-3001
Reseller or Type:Type of Insurance
Type:Life
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Details: USAA is a worldwide insurance and diversified financial services family of companies with roots in serving the military community.
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return on assets (ROA): Net operating income as a percentage of average general account assets for the year. Average assets are calculated based on reported assets at the end of the current and prior fiscal years. Excludes capital gains/losses.
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